Now that I have cut back our budget, to the extreme, I am all set to track our spending......down to the penny. Before I would pay all the bills, transfer money into savings and whatever is left is what I have to spend for the next 2 weeks. Now, we will be tracking every penny.....and I think we have a pretty good budget set up. :)
Hubs and I stayed up until midnight last night running the numbers, and creating savings goals. We are both really excited about our budgeted spending/saving. Hubs is like "we really have that much we can transfer to savings? WOW! I feel like I just got a raise!". HAHA! This is the first year, since we have been married, that our expenses are LESS than the amount of money coming in, and it is a good feeling.
Today I am off to do my final shopping trip before our no spend month. I am excited. I have about $200 to spend, but at least $60 of that will be spent on diapers! That is something NO ONE wants to run out of. :)
We went out to dinner last night, kind of as a "last hurrah!" before we tighten our belts.
How are you doing with your budget? What areas can you cut back? Will you join us in our no spend month?