We have entered our 3rd no spend month! YEAH!
Hubs and I have restricted our spending to no more than $250 for the month, which is only about 25% of our variable spending during any other month.
It will be a challenge, but let's see how we do!
Here is an update on the last couple of days, I will try my best to update daily...but, things do get a little crazy around here. :)
1/1 - $0
1/2 - $15 (ice cream sundae toppings, ice cream, cheeries, milk)
1/3 - $28 (christmas presents, bread, bacon, soda)
So far, our total is $43/$250. That number is higher than I would like, but....hopefully we will have no need to run to the grocery store for a while!
Although, I just remembered we are out of potatoes....oh well, meals will get creative this week! :)
Was the $43 ONLY for necessities, umm....no! But, I justify the expenses. The $15 was spent on an ice cream "date" with some good friends of ours (I fed 10 people ice cream sundaes for $15!).
Secondly, in order to comply with my goal for 2013, I have begun Christmas shopping with rewards/giftcards....all of which I got for free! I have purchased 4 gifts, so far, and I have only spent $0.40 on gifts. AWESOME! Oh, and I still have $29 in rewards/giftcards to spend on future gifts! I will be shopping!!! :)
And, the bacon is for my favorite Daddy! He loves bacon wrapped little smokies, and I am making him some for our Christmas get together this Saturday!
Are you doing a no spend month? Will you join me? It's not too late!
Showing posts with label New year. Show all posts
Showing posts with label New year. Show all posts
Thursday, January 3, 2013
Monday, December 31, 2012
2013 Goals
2012 has been a great year for us. We have been blessed beyond our wildest dreams, and are anxious to see what 2013 holds. :)
As the new year begins, most people make resolutions or goals in order to make the most of the upcoming year; I am no different.
One thing I can promise you won't be on my goal list is, wait anxiously for the arrival of little Kimye. Seriously...over it. And it was only announced a few days ago.
Anyway....
My goals are:
1) Spend quality time, individually, with each of my children. Take them on "dates", and make memories. :)
2) Go on more dates with my hubby. I seriously think we only went out twice in 2012. Sad. :(
3) Accomplish 2 no spend months. We have one planned for January, and the next will probably be in July.
4) Stick to our 2013 budget, even more closely than I have in previous years.
5) Purchase at least 50% of our Christmas gifts using Amazon gift cards acquired from Swagbucks (click the icon to the right for more info and to sign up!).
6) Spend money on no more than 100 days for the entire year. Fixed expenses not included.
7) Continue to support my husband to achieve any and all goals he has personally, financially, and career-wise.
8) Keep my blog up to date, and help like-minded people by sharing some tricks I have learned over the years (primarily financially speaking).
9) Try not to cry on Jack and Ady's first day of school in the fall.
10) Take more pictures, and keep images organized on our computer.
Well, those are my goals for 2013. What are yours? Do you have financial goals? Is there anything I can do to help you achieve them?
Happy New Year and many blessings to you and your family!
As the new year begins, most people make resolutions or goals in order to make the most of the upcoming year; I am no different.
One thing I can promise you won't be on my goal list is, wait anxiously for the arrival of little Kimye. Seriously...over it. And it was only announced a few days ago.
Anyway....
My goals are:
1) Spend quality time, individually, with each of my children. Take them on "dates", and make memories. :)
2) Go on more dates with my hubby. I seriously think we only went out twice in 2012. Sad. :(
3) Accomplish 2 no spend months. We have one planned for January, and the next will probably be in July.
4) Stick to our 2013 budget, even more closely than I have in previous years.
5) Purchase at least 50% of our Christmas gifts using Amazon gift cards acquired from Swagbucks (click the icon to the right for more info and to sign up!).
6) Spend money on no more than 100 days for the entire year. Fixed expenses not included.
7) Continue to support my husband to achieve any and all goals he has personally, financially, and career-wise.
8) Keep my blog up to date, and help like-minded people by sharing some tricks I have learned over the years (primarily financially speaking).
9) Try not to cry on Jack and Ady's first day of school in the fall.
10) Take more pictures, and keep images organized on our computer.
Well, those are my goals for 2013. What are yours? Do you have financial goals? Is there anything I can do to help you achieve them?
Happy New Year and many blessings to you and your family!
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